Step by step
How Bail Bonds Work
What is a bail bond?
After an arrest, a judge or the county bail schedule sets a bail amount. Paying the full amount in cash can be out of reach for many families. A bail agent like Steve posts a surety bond for the full amount, and you pay a non-refundable premium.
The bond is a promise that the defendant will return for every court date until the case is finished.
The steps
- 01
Call Steve
Call as soon as you learn someone has been arrested. Have the person's full name, date of birth, and the facility where they are held if you know it. Steve can help you find the booking details if you don't.
- 02
Review the Bail
Bail is set by the court or the county bail schedule. Steve confirms the amount and any charges, then walks you through the premium, what collateral (if any) may be needed, and what you are agreeing to.
- 03
Sign the Paperwork
The person guaranteeing the bond (the indemnitor or co-signer) signs the bail agreement and pays the premium. Much of this can often be handled by phone and email to save time.
- 04
Bond Is Posted
Steve posts the bond with the jail. Release times depend on the facility's processing and can range from a short wait to several hours.
- 05
Attend Every Court Date
The bond stays in effect until the case is resolved. As long as the defendant goes to every court date, the bond is exonerated when the case ends and any collateral is returned.
Fees, collateral & responsibilities
Fees (the premium)
In California, a bail bond premium is a percentage of the total bail amount, set by rates filed with the California Department of Insurance — commonly 10%. The premium pays for the bond service and is not refunded once the bond is posted. Ask Steve about payment options.
Collateral
Depending on the bail amount and circumstances, collateral may be requested to secure the bond — for example property or other assets. Collateral is returned once the case ends and the bond is exonerated, as long as all obligations are met.
Responsibilities
The co-signer (indemnitor) guarantees that the defendant will appear at every court date. If the defendant misses court, the bond can be forfeited and the co-signer may be responsible for the full bail amount and recovery costs.
This is general information, not legal advice. Every case is different — call Steve for details about your situation.
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Ready to start?
Call Steve and he'll walk you through every step.